Wyoming Bankruptcy Attorney

Bankruptcy Attorney, Timothy R. Trichler, provides Chapter 7 Bankruptcy and Chapter 13 Bankruptcy services to Wyoming Michigan.  With two convenient locations in Michigan, Wyoming Bankruptcy Attorney, Timothy Trichler has provided successful bankruptcy counseling for over 23 years.     
 
The decision to file Bankruptcy is not an easy one. Being a Bankruptcy Attorney and serving the Wyoming area for over 23 years, I know that many people agonize over the decision for many months before calling me. Most are fearful that they will be mis-treated or looked upon as a failure when they seek out legal help with their bankruptcy issues. Some are embarrassed and ashamed. You have my personal assurance that our entire staff understands your situation and that you will, at all times, be treated in a kind, caring, and understanding manner.

Do you wonder how to get started with filing for bankruptcy?  Most people who think they should qualify for bankruptcy really do. The 2005 sweeping changes in the law only made it more time consuming to file, not impossible. We offer to analyze your situation at NO CHARGE and give you an opinion on what chapter you qualify for. You may receive this analysis by clicking here or on the link on the left side of the screen. You may also, at no charge or obligation, come into the office to ask your initial bankruptcy questions and receive your free qualification analysis.

Wyoming Chapter 7 Bankruptcy Attorney

The purpose of chapter 7 Bankruptcy is to discharge debts and give the debtor a "fresh start." The discharge extinguishes the debtor's personal liability on debts. A discharge is available to individuals, not partnerships or corporations. Although most individual chapter 7 bankruptcy cases result in a discharge of all debts, some types of debts are not discharged, and a discharge does not extinguish liens on property. In rare cases a chapter 7 may be dismissed as an abusive filing if the court finds an individual has the ability to pay a meaningful dividend to unsecured creditors in a chapter 13 bankruptcy case.  Read more about filing for Chapter 7 Bankruptcy in Wyoming here.

Chapter 13 Bankruptcy Attorneys serving Wyoming MI

Chapter 13 is the Bankruptcy code under which a person may enter into a re-payment plan for some or all of their debts. This plan is supervised and controlled by the bankruptcy trustee. The trustee deals with the creditors, not you. You must make regular payments during the life of your re-payment plan. The length of the plan is usually five years. The trustee collects your plan payment and then pays the creditors in accordance with the plan. Upon completion of the payments called for in the plan, the debtor is released from liability for the unpaid dischargeable debts. The main difference between a Chapter 13 bankruptcy and a Chapter 7 bankruptcy has to do with what property a debtor can keep. In a Chapter 7, all non exempt property must be surrendered. In a Chapter 13, the debtor can retain most or all of the non exempt property. Further, the Chapter 13 discharges a broader range of debts than a Chapter 7.  Are you looking for a Bankruptcy Attorney in Wyoming?  Learn more about Chapter 13 Bankruptcy here.

Many of my Wyoming Bankruptcy clients ask the same good questions at their initial bankruptcy consultation in Wyoming. As a courtesy to you, I have listed and answered the most Frequently Asked Questions below.

Bankruptcy & Frequently Asked Questions
General Bankruptcy Questions (Which chapter should I file?)
Chapter 7 Bankruptcy Information
Chapter 13 Bankruptcy Information
Property Questions & Bankruptcy (Can I keep my home, car and stuff?)
Debts & Bankruptcy (Creditors, Collection Agents, Attorneys and Law Suits)
Ok - I've Decided to File for Bankruptcy, What Do I Do?
Client Bankruptcy Corner (Now that I have filed, I have more questions)

If you have a question regarding bankruptcy that you would like an experienced Wyoming Bankruptcy Attorney to answer, you are welcome to send me an e-mail: timothy@trichler.com or call and schedule an office visit. The first visit is no charge or obligation. Evening appointments are always welcome. We provide bankruptcy attorney services to the greater Wyoming area. Please call our Bankruptcy Lawyers today for a free consultation.